Friday, September 22, 2006

WILL POWER

An old man lived alone in Minnesota. He wanted to spade his potato garden,
but it was very hard work.
His only son, who would have helped him, was in prison. The old man wrote
a letter to his son and mentioned his situation.

Dear Son,
I am feeling pretty bad because it looks like I won't be able
to plant my potato garden this year.
I hate to miss doing the garden, because your mother always loved
planting time. I'm just getting too old to be digging up a garden
plot.If you were here, all my troubles would be over. I know you would dig
the plot for me, if you weren't in prison.


Love, Dad


Shortly, the old man received this telegram:

"For Heaven's sake, Dad,don't dig up the garden!! That's where I buried
the GUNS!"
At 4a.m.
the next morning,
A dozen FBI agents and local police officers showed up and dug up the
entire garden without finding any guns.
Confused, the old man wrote another note to his son telling him what
happened, and asked him what to do next.His son's reply was: "Go ahead and
plant your potatoes, Dad. It's the best I could do for you from here."

- Moral Of the Story
NO MATTER WHERE YOU ARE IN THE WORLD,
IF YOU HAVE DECIDED TO DO SOMETHING DEEP FROM YOUR HEART, YOU CAN DO
IT.
IT IS THE THOUGHT THAT MATTERS NOT WHERE YOU ARE OR WHERE THE PERSON
IS.

Thursday, September 21, 2006

ABRRAHAM LINCOLN AND JOHN F.KENNEDY

History Lesson
Have a history teacher explain this----- if they can.

Abraham Lincoln was elected to Congress in 1846.
John F. Kennedy was elected to Congress in 1946.

Abraham Lincoln was elected President in 1860.
John F. Kennedy was elected President in 1960.

Both were particularly concerned with civil rights.
Both wives lost their children while living in the White House.

Both Presidents were shot on a Friday.
Both Presidents were shot in the head.

Now it gets really weird.

Lincoln 's secretary was named Kennedy.
Kennedy's Secretary was named Lincoln .

Both were assassinated by Southerners.
Both were succeeded by Southerners named Johnson.

Andrew Johnson, who succeeded Lincoln , was born in 1808.
Lyndon Johnson, who succeeded Kennedy, was born in 1908.

John Wilkes Booth, who assassinated Lincoln , was born in 1839.
Lee Harvey Oswald, who assassinated Kennedy, was born in 1939.

Both assassins were known by their three names.
Both names are composed of fifteen letters.

Now hang on to your seat.

Lincoln was shot at the theater named 'Ford.'
Kennedy was shot in a car called ' Lincoln ' made by 'Ford.'

Lincoln was shot in a theater and his assassin ran and hid in a warehouse.
Kennedy was shot from a warehouse and his assassin ran and hid in a
theater.


Booth and Oswald were assassinated before their trials.

And here's the kicker...

A week before Lincoln was shot, he was in Monroe , Maryland
A week before Kennedy was shot, he was with Marilyn Monroe.

Hey, this is one history lesson people don't mind reading

Friday, September 15, 2006

How a credit card can ruin you financially

I have a great idea for someone who wants to get into a debt trap. It is quite simple actually. All you have to do is get yourself a credit card.

Think I am kidding? Hear me out.

Chances are, a sales agent will call you and try to woo you with a card that has no membership fee and no annual renewal fee. So you will jump at it (after all, it's free!).

Hold on! Have you considered how the bank issuing the card is going to make money? Remember, there is no free lunch. They will make you pay for it in different ways.

CASH BACK
Sounds great! You spend and they actually give you some money back. But, the key word is spend. For instance, one of the offers was that you get back 5% of every purchase provided it is Rs 2,000 or above. Nothing if you spend less.

Or, they give you points. You accumulate the points and hey, you get a gift if you accumulate a fair number of them.

Got it? Their job is to get you to spend and spend!

What's wrong with spending?

Nothing actually. But, it all depends on where you manage to draw the line.

You may consider yourself self disciplined but when you realise that you have a huge credit line at your disposal, self restraint takes a backseat.

And, chances are you won't care much. After all, the card agent sweetly assured you that you need not settle your entire bill at the month end. Just pay 5% and carry the balance to the next month.

Let's assume you buy that Plasma television for Rs 1,50,000.

Since you don't have the necessary cash at the moment, you decide to use the revolving credit option and pay 5% of the amount -- Rs 7,500 -- now.

The balance (Rs 1,42,500) is carried forward and will be added to your next bill.

Good news over!

Now get ready for the bad part. The bank will charge you an interest of 2.95% on the pending amount.

And, this interest is charged on a monthly basis; per year, it works out to a whopping 35.4%.

At 2.95% per month, your interest on Rs 1,42,500 works out to Rs 4,203.75 a month.

So, if you don't use your card in the coming month, your next credit card bill will be Rs 1,46,703.75 (Rs 4,203.75 + Rs 1,42,500).

However, in that month, you happen to go out for dinner and the bill comes to Rs 1,000. You pay for it with your credit card.

Unfortunately, you are no longer enjoying the benefit of 'free credit'.

Earlier, you spent money through your credit card and paid up when the bill came at the end of the month.

From the time you spent the money till the time you paid the bill, you were enjoying free credit; when the bill came, you paid just what you spent.

Now that you owe the bank money, you don't have the privilege of free credit anymore.

The Rs 1,000 you spent is added to your outstanding balance of Rs 1,42,500. You are now expected to pay interest on Rs 1,43,500 (Rs 1,42,500 + Rs 1,000). As a result, your total interest now works out to Rs 4,233.25. This means you now owe the bank Rs 1,47,733.25 (Rs 4,233.25 + Rs 1,43,500).

Now, until you clear your loan, every single payment you make using your card will be added to your loan amount and you will be charged interest on it.

This will go on till every single rupee has been repaid.

Well, I guess I have made my point. With barely any effort on your part, you have just entered a debt trap in which you end up spending more than you make and more than you can afford to pay.


The way out

Try a debit card. It matches the credit card in convenience. You can take it anywhere you want and use it to make purchases or at a restaurant.

Moreover, you are forced to spend only what you have.

Here, you do not get a credit line as in a credit card. This card is directly linked to your savings account and you can spend only to the amount you have there.

The moment you touch your limit (your bank balance limit), the card will not pass any transaction.

Sure, you may wipe out your bank balance but you certainly will not get into debt.

With a credit card, you end up doing both - get into debt and then wipe out your saving to repay it.

Agreed, the credit card bill works as a money management tool but so does the debit card. Just walk up to your ATM and take a mini statement to look at your savings and expenses.

There's more to life than spending

Don't worry about not getting that plasma TV which you so desperately want. Your world won't come to a sudden end just because you have to wait a while for it.

Instead, consider other options like going in for an interest-free installment scheme. If you desperately need it, try for a personal loan. You may get it at 11% from your company but at a steep 18% outside. Just pay the regular monthly installments and it will work out cheaper than incurring credit card debt.

And, as for not being able to buy your girlfriend the expensive gift this month, I am sure she won't dump you because of that!

Sunday, September 10, 2006

SATELLITE VIEWS

Do you want to see the satellite view of the place of residence
or work from above?

Then visit www.wikimapia.org

Once you are on that page you can (in the search box) type
a landmark near your place of interest and click on search.
you will be presented a list of places
select the most correct one
and u will be able to see the satellite view of what u want
to see.
you can zoom in or out too.
you can move left,right,up,down too
As an e.g I have given the link for the satellite view of S.N.D.T University
campus,mumbai
http://wikimapia.org/#y=19088091&x=72829565&z=18&l=0&m=a&v=2
click this link and u will see the satellite view sndt juhu,mumbai campus.
If you want to see the satellite view of Millenium towers,sanpada
the link is
http://wikimapia.org/#y=19058777&x=73011947&z=18&l=0&m=a

Thursday, September 07, 2006

MARKETING CONCEPTS

A Professor at one of the IIM's (INDIA) was explaining
marketing concepts to his Students:-

1. You see a gorgeous girl at a party. You go up to her and say:
"I am very rich. Marry me!" - That's Direct Marketing

2. You're at a party with a bunch of friends and see a gorgeous
girl. One of your friends goes up to her and pointing at you
says: "He's very rich. Marry him." - That's Advertising

3. You see a gorgeous girl at a party. You go up to her and get
her telephone number. The next day, you call and say: "Hi,
I'm very rich. Marry me." - That's Telemarketing

4. You're at a party and see gorgeous girl. You get up and
straighten your tie, you walk up to her and pour her a drink,
you open the door (of the car) for her, pick up her bag after
she drops it, offer her ride and then say: "By the way,
I'm rich. Will you marry me?" - That's Public Relations

5. You're at a party and see gorgeous girl. She walks up to
you and says: "You are very rich! Can you marry me?"
- That's Brand Recognition

6. You see a gorgeous girl at a party. You go up to her and say:
"I am very rich. Marry me!" She gives you a nice hard slap on
your face. - That's Customer Feedback

7. You see a gorgeous girl at a party. You go up to her and say:
"I am very rich. Marry me!" And she introduces you to her
husband. - That's demand and supply gap

8. You see a gorgeous girl at a party. You go up to her and
before you say anything, another person come and tell her:
"I'm rich. Will you marry me?" and she goes with him.
- That's competition eating into your market share

9. You see a gorgeous girl at a party. You go up to her and
before you say: "I'm rich, Marry me!" your wife arrives.
- That's restriction for entering new markets

Natural methods to overcome Obesity

Obesity may be described as a bodily condition characterised by excessive deposition orstorage of fat in adipose tissue. It usually results from consumption of food in excess of physiological needs.
Obesity is common among people in Western countries and among the higher income groups in India and other developing countries.
Obesity can occur at any age in either sex. Its incidence is higher in persons who consume more food and lead sedentary leaves. Among women, obesity is liable to occur after pregnancy and at menopause.
A woman usually gains about 12 kgs. weight during pregnancy. Part of this is an
increase in the adipose tissue which serves as a store against the demands of lactation. Many women gain more and retain part of this weight. They become progressively obese with each succeeding child.
Obesity is a serious health hazard as the extra fats puts a strain on the heart, kidneys and liver as well as the large weight-bearing joints such as the hips, knees and ankles, which ultimately shortens the life span. It has been truly said, ‘ the longer the belt, the short the life. ‘ Overweight persons are susceptible to several diseases like coronary thrombosis, heart failure, high bloodpressure, diabetes, arthritis, gout and liver and gall-bladder disorders.

Causes
The chief cause of obesity , most often, is overeating - that is, the intake of calories beyond thebody’s energy requirement. Some people are habituated to eating too much while others may be in the habit of consuming high-calorie foods. These people gain weight continuously as they fail to adjust their appetite to reduce energy requirements. There has, in recent times, been an increase in awareness of psychological aspects of obesity. Persons who are generally bored ,unhappy, lonely or unloved, those who are discontented with their families, or social or financial
standing usually tend to overeat as eating is a pleasure and solace to them.
Obesity is sometimes also the result of disturbances of the thyroid or pituitary glands. But glandular disorders account for only about two per cent of the total incidence of obesity. In such persons, the basal metabolism rate is low and they keep gaining weight unless they take a low-calorie diet.

Treatment
A suitably planned course of dietetic treatment, in conjunction with suitable exercise and other measures for promoting elimination is the only scientific way of dealing with obesity. The chief consideration in this treatment should be the balanced selection of foods which provide the maximum essential nutrients with the least number of calories.
To begin with, the patient should undertake a juice fast for seven to ten days. Juices of lemon,grape fruit, orange, pineapple, cabbage, celery, may be taken during this period. Long juice fast upto 40 days can also be undertaken, but only under expert guidance and supervision. In the alternative, short juice fasts should be repeated at regular intervals of two months or so till the desired reduction in weight is achieved.
After the juice fast, the patient should spend a further four or five days on an all-fruit diet, taking three meals of fresh juicy fruits such as oranges, grapefruit, pineapple and papaya. Thereafter,he may gradually embark upon a low-calorie well- balanced diet of three basic food groups,
namely
(i) seeds, nuts and grains ,
(ii) vegetables and
(iii)fruits, with emphasis on raw fruits,vegetables, and fresh juices.
The foods which should be drastically curtailed or altogether avoided are
high-fat foods such as butter, cheese, chocolates, cream, ice-cream, fat meats, fried foods, and gravies ;
high carbohydrated foods like bread, candy, cake, cookies, cereal products, legumes, potatoes,honey, sugar, syrup and rich puddings beverages such as all-fountain drinks and alcoholic drinks.

One sure method of reducing weight is by practicising what is known as "Fletcherism". It was discovered in 1898 by Horace Fletcher of the U.S.A.. Fletlcher, at 40, considered himself an old man. He was 50 pounds overweight, contracted flu every six months and constantly complained of indigestion and a tired feeling. After a deep study, he made some important discoveries and prescribed the rules for "Fletcherism" which are as follows :
1.Chew your food to a pulp or milky liquid until it practically swallows itself.
2.Never eat until hungry.
3.Enjoy every bite or morsel, savouring the flavour until it is swallowed.
4.Do not eat when tired, angry, worried, and at meal-time refuse to think or talk about unpleasant subjects.
Horace Fletcher followed these rules for five months. As a result he lost more than 60 pounds and felt better than he had for 20 years. A weight reducing programme built on Fletcherism works wonders and is worth a trial.
Ingestion of honey is an excellent home remedy for obesity. It mobilises the extra deposited fat in the body and puts it into circulation which is utilised as energy for normal functions. One should start with small quantity of about 10 grams to be taken with hot water. The dose can be gradually increased.
Fasting on honey -lime juice water is highly beneficial in the treatment of obesity without the loss of energy and appetite. In this mode of treatment, one spoon of fresh honey should be mixed with a juice of half a lime in a glass of lukewarm water and taken at regularly intervals.
Another effective remedy for obesity is an exclusive lemon juice diet. On the first day the patient should be given nothing but plenty of water. On the second day juice of three lemons mixed with equal amount of water should be given. One lemon should be subsequently increased each day until the juice of 12 lemons is consumed per day. Then the number of lemons should be decreased in the same order until three lemons are taken in a day. The patient may feel weak and hungry on the first two days, but afterwards the condition will be stabilised by itself.
Cabbage is considered to be an effective home remedy for obesity. Recent research has
discovered in this vegetable a valuable content called tartroric acid which inhibits the conversion of sugar and other carbohydrates into fat. Hence, it is of great value in weight reduction. A helping of cabbage salad would be the simplest way to stay slim, a painless way of dieting. A hundred grams of cabbage yields only 27 kilo calories of energy while the same quantity of wheat bread will yield about 240 calories. Cabbage is found to possess the maximum biological value with minimum calorific value. Moreover, it gives a lasting feeling of fullness in the stomach
and is easily digestible.

Along with dietetic treatment, the patient should adopt all other natural methods of reducing weight. Exercise is an important part of weight reduction plan. It helps to use up calories stored in body fat and relieves tension, besides toning up the muscles of the body. Walking is the best exercise to begin with and may be followed by running, swimming, rowing and other outdoor sports.

Certain yogi asanas are highly beneficial. Not only do they break up or re-istribute fatty deposits and help slimming, but they also strengthen the flabby areas. Sarvangasana, halasana,bhujangasana, shalabhasana, dhanurasana, chakrasana, naukasana, ardh-matsyendrasana,paschimottanasana, vajrasana, yogamudra and trikonasana are recommended.
These asanas work on the glands, improve circulation, strengthen many weak areas and induce deep breathing which helps to melt off excess fat gradually. Yogic kriyas like kunjal and jalneti and pranayamas such as kapalbhati and bhastrika are also helpful in normalising body weight.
The patient should also adopt measures which bring on excessive perspiration such as sauna baths, steam bath and heavy massage. They help to reduce weight. Above all, obese persons should make every effort to avoid negative motions such as anxiety, fear, hostility and insecurity
and develop a positive outlook on life.

Monday, September 04, 2006

THERMAL METHODS OF ANALYSIS

IF YOU VISIT THE SITE  

LAS.PERKINELMER.COM

YOU WILL GET TO KNOW ABOUT MANY ANALYTICAL METHODS

ON REACHING THE MAIN PAGE 

YOU CAN SEE THE PRODUCT CATEGORIES 

SELECT WHAT TOPIC YOU WANT.

SURROUNDING THIS POST YOU YOU MAY FIND MANY LINKS TO

 THERMAL METHODS ANALYSIS

YOU CAN SELECT WHATEVER YOU WANT TO VIEW. 

Friday, September 01, 2006

Mesothelioma

 What is mesothelioma?

Malignant mesothelioma is an uncommon, but no longer rare, cancer that is difficult to diagnose and poorly responsive to therapy. Malignant mesothelioma is the most serious of all asbestos-related diseases.

A layer of specialized cells called mesothelial cells lines the chest cavity, abdominal cavity, and the cavity around the heart. These cells also cover the outer surface of most internal organs. The tissue formed by these cells is called mesothelium.

The mesothelium helps protect the organs by producing a special lubricating fluid that allows organs to move around. For example, this fluid makes it easier for the lungs to move inside the chest during breathing. The mesothelium of the chest is called the pleura and the mesothelium of the abdomen is known as the peritoneum. The mesothelium of the pericardial cavity (the "sac-like" space around the heart) is called the pericardium.

Tumors of the mesothelium can be benign (noncancerous) or malignant (cancerous). A malignant tumor of the mesothelium is called a malignant mesothelioma. Because most mesothelial tumors are cancerous, malignant mesothelioma is often simply called mesothelioma.

Mesothelioma was recognized as a tumor of the pleura, peritoneum and pericardium in the late 1700's. However it was not until much later, in 1960, that this particular type of tumor was described in more detail and even more importantly, its association with asbestos exposure was recognized. The first report linking mesothelioma to asbestos exposure was written by J.C.Wagner, and described 32 cases of workers in the "Asbestos Hills" in South Africa. Since than the relationship between mesothelioma and asbestos exposure has been confirmed in studies around the world.